★★★★★ Rated 4.9 on Feefo  ·  Licensed Insolvency Practitioners
Mon–Fri 8am–8pm · Sat–Sun 9am–4pm   Call 0161 820 1298

Are you in arrears with your council tax? Contacted by bailiffs? We're here to help.

Get immediate, confidential help with council tax debt from experienced advisors backed by licensed insolvency practitioners.

Get help now Call 0161 820 1298

May not be suitable in all circumstances. Our advice is free but fees may apply and your credit rating may be affected if you opt for a debt solution. Free, impartial advice is also available from Money Helper.

Why act now

Council tax is a priority debt — and councils act fast

Council tax is a mandatory local tax that funds services like schools, emergency services and waste collection. Because councils have some of the strongest collection powers of any creditor, missed payments can escalate to court action and bailiff enforcement within weeks. The good news: every stage of that process can be dealt with, and the earlier you act, the easier it is.

What we do for you

  • Work to stop bailiff action and enforcement
  • Negotiate affordable repayment plans with your council
  • Help you access council tax discounts, exemptions and support schemes
  • Provide expert advice on debt solutions, including IVAs

What an IVA can do

  • Write off unsecured debt you can't afford
  • Combine everything into one fixed monthly payment
  • Stop creditor harassment and enforcement
  • Freeze interest and charges

After the IVA period (typically five years), any remaining qualifying debt can be legally written off. How IVAs work with council tax →

Three simple steps

How to get help with your council tax debt

1

Contact us

Call 0161 820 1298 or complete our online form for immediate assistance. Private and confidential.

2

We work to halt enforcement

Our advisors move quickly to protect you from bailiff action while your options are assessed.

3

Affordable plan agreed

We help establish a payment plan or debt solution based on what you can genuinely afford.

Enforcement help

Already dealing with bailiffs or court letters?

We've helped people deal with all of the major enforcement firms used by councils — including Bristow & Sutor, Marston, Dukes, CDER Group, Newlyn and others.

Bailiffs at your door

Don't panic — you usually don't have to let them in. Learn your rights and get enforcement paused.

Stop council tax bailiffs →

Court summons received

A summons or liability order isn't the end of the road. There's still time to act — but don't ignore it.

What happens at court →

Money taken from wages

Councils can deduct arrears straight from your pay. In many cases this can be stopped or replaced with an affordable plan.

Attachment of earnings →
Why choose us

Support you can trust

Licensed & regulated

Our insolvency practitioners, Lucy Novo Deakin and Adam Southard, are licensed by the Insolvency Practitioners Association.

Confidential & judgement-free

Your information is handled privately, and our advisors will never judge your situation.

Supportive, friendly experts

Rated 4.9 out of 5 on Feefo by the people we've helped.

Proven track record

We've helped thousands of UK residents deal with council tax and other problem debt.

FAQs

Council tax debt help — common questions

How much council tax debt do I need to get help?
There's no minimum to speak to us. For an IVA specifically, your total unsecured debts (council tax plus credit cards, loans and other debts) usually need to exceed £7,000 — but if you owe less, we can point you towards other options such as payment plans, Council Tax Support or a Debt Relief Order.
Can you deal with the council or bailiffs for me?
Yes. Once you authorise us, we can contact the council or their enforcement agents on your behalf, so you don't have to handle stressful calls and letters alone.
What does it cost?
Advice is free. If you enter an IVA, costs are charged for preparing your proposal and administering the arrangement for its full term (usually 5 years) — typically £3,650 in total, although creditors may adjust this when they vote. Costs are only recovered once your arrangement is approved, from the monthly payments you make into it.
Will this affect my credit score?
Checking your options with us won't affect your credit score. If you enter a debt solution such as an IVA, it will be recorded on your credit report for six years from its start date, which can make obtaining credit harder during that time.

Worried about council tax arrears or bailiffs?

Reaching out is the hardest step — and the most important one. Speak to a friendly, experienced advisor today. 100% confidential, no judgement, no obligation.

0161 820 1298 Check if you qualify online